Workplace injury compensation can be obtained by an injured worker by filing a workers compensation claim. It is the responsibility of all employers to provide a workplace that is safe and free of hazards and dangers, and there are laws and regulations that all companies must follow in order to make sure that their workplace is in fact safe. These laws include purchasing workplace injury insurance or what is commonly referred to as workers compensation.
Do I qualify for workplace injury compensation?
Workers compensation covers employees who have been injured on the job or suffered from a work related illness. The laws concerning workers compensation vary by State but any worker that is an employee of a company is eligible for workers compensation regardless as to who is at fault concerning injury.
If you have been involved in a workplace injury you should immediately file a claim with your employer. There are statutes on the amount of time that you have to file a claim and the insurance company can and more than likely will, reject your claim if it’s not filed in a timely manner. You must also keep in mind that workplace insurance companies have a period to either approve or deny your claim, so the longer you wait to file your claim, the longer it may take to receive compensation for your damages (losses).
How does it work?
The insurance company will investigate your workplace injury compensation claim and if a claim is accepted then will agree to meet approved:
- Medical expenses
- Loss of income
- Any other losses approved under the insurance
If you have sustained a permanent injury you could also be entitled to:
- A lump sum payment for the permanent injury sustained
- Be entitled to pursue a common law (negligence) claim
In such circumstances you should ALWAYS seek the assistance of a personal injury compensation lawyer. Insurance companies hire adjusters and their own lawyers to calculate your damages and it is highly advisable that you too seek help in determining what compensation you are entitled to. Workplace injury compensation lawyers represent employees who have been injured on their job and are experienced at working with employers and their insurance companies to get you the settlement that you deserve. After reviewing your claim, your lawyer should be able to provide you with a clear assessment as to whether or not you have a case that can be won and if so the amount of the compensation to which you are entitled.
Getting the workplace injury compensation you are owed doesn’t have to be a challenge with the help of a qualified lawyer.
