Workplace Injury Compensation Claims

Work­place injury com­pen­sa­tion can be obtained by an injured worker by fil­ing a work­ers com­pen­sa­tion claim. It is the respon­si­bil­ity of all employ­ers to pro­vide a work­place that is safe and free of haz­ards and dan­gers, and there are laws and reg­u­la­tions that all com­pa­nies must fol­low in order to make sure that their work­place is in fact safe. These laws include pur­chas­ing work­place injury insur­ance or what is com­monly referred to as work­ers compensation.

Do I Qual­ify for Work­place Injury Compensation?

Work­ers com­pen­sa­tion cov­ers employ­ees who have been injured on the job or suf­fered from a work related ill­ness. The laws con­cern­ing work­ers com­pen­sa­tion vary by State but any worker that is an employee of a com­pany is eli­gi­ble for work­ers com­pen­sa­tion regard­less as to who is at fault con­cern­ing injury.

If you have been involved in a work­place injury you should imme­di­ately file a claim with your employer. There are statutes on the amount of time that you have to file a claim and the insur­ance com­pany can and more than likely will, reject your claim if it’s not filed in a timely man­ner. You must also keep in mind that work­place insur­ance com­pa­nies have a period to either approve or deny your claim, so the longer you wait to file your claim, the longer it may take to receive com­pen­sa­tion for your dam­ages (losses).

How does it work?

The insur­ance com­pany will inves­ti­gate your work­place injury com­pen­sa­tion claim and if a claim is accepted then will agree to meet approved:

• Med­ical expenses
• Loss of income
• Any other losses approved under the insurance

If you have sus­tained a per­ma­nent injury you could also be enti­tled to:

• A lump sum pay­ment for the per­ma­nent injury sustained
• Be enti­tled to pur­sue a com­mon law (neg­li­gence) claim

In such cir­cum­stances you should ALWAYS seek the assis­tance of a per­sonal injury com­pen­sa­tion lawyer. Insur­ance com­pa­nies hire adjusters and their own lawyers to cal­cu­late your dam­ages and it is highly advis­able that you too seek help in deter­min­ing what com­pen­sa­tion you are enti­tled to. Work­place injury com­pen­sa­tion lawyers rep­re­sent employ­ees who have been injured on their job and are expe­ri­enced at work­ing with employ­ers and their insur­ance com­pa­nies to get you the set­tle­ment that you deserve. After review­ing your claim, your lawyer should be able to pro­vide you with a clear assess­ment as to whether or not you have a case that can be won and if so the amount of the com­pen­sa­tion to which you are entitled.

Get­ting the work­place injury com­pen­sa­tion you are owed doesn’t have to be a chal­lenge with the help of a qual­i­fied lawyer.